BB BUDGET

Import your master CSV

Status: Not loaded

Quick Start

Import your master CSV (or click Load Demo to learn).
Go Manage → Accounts and add your bank / credit accounts.
Use Daily → Today to log spending or income.
Go EXPORT to download your updated master CSV (this is your “save”).

Tip: If you already have a CSV, you can still open the Wizard anytime from Help.

Choose CSV file

Tip: use the exported “MASTER CSV” from this page.

Quick Settings

Currency

People (comma separated)

These are used for dropdowns. They are saved into the master CSV when you export.

Today

Month

Focus Category (optional)

Tip: pick “Eat Out” to keep it in your face.

Status

Import a CSV first.

Safe-to-spend Today

$0

Safe-to-spend This Week

$0

Planned Remaining (Budgets)

$0

Budget check (this month)

Category	Budget	Spent	Remain	Progress

Spending guardrails (warnings)

Mode

Eat Out categories keywords (comma)

Eat Out weekly max

Impulse weekly max

Non-essential categories keywords (comma)

Non-essential daily max

These warnings are here to slow down impulse spending. You can always override when spending is unavoidable.

Impulse report (this month)

No data yet.

Bills due in next 7 days

No bills yet.

Month

Pick from months found in your transactions (or All).

Quick summary

Import a CSV first.

Income

$0

Expense

$0

Net

$0

By Category (Expense)

Category	Amount

Goals

No goals yet.

Recent

No data yet.

Budgets (monthly envelopes)

Month

Type

Tip

Set budgets for the few categories that matter (Eat Out, Grocery, Cats, Move Fund). Keep it simple.

Category	Budget	Spent	Remain	Notes	Active

Add Expense

Amount

Date

Person

Scope

Use Business for work / side-hustle spending.

Account (optional for now)

Category

Subcategory

Quick Template (optional)

Payee

Receipt link (optional)

Keeps your proof attached without uploading files.

Notes

Impulse?

Impulse reason (optional)

Add Income

Amount

Date

Person

Scope

Receipt link (optional)

Account (optional for now)

Category

Subcategory

Notes

Transactions

Month

Account

Account Missing

Search

Type

Impulse

No data yet.

Accounts (Reconcile)

Amounts are always positive. Direction is decided by Tx Type + Account Nature:
Asset: Start + Income − Expense
Liability (credit/loan): Start + Expense − Income
Bank Balance is manual (leave blank until you reconcile).

No accounts yet.

Categories Manager

This page edits your category list. If you rename/merge, existing transactions will be updated.
Tip: If you are not sure, use Undo at the top right.

Type

Category

Subcategory

Search

Type	Category	Subcategory	Used by Tx	Active	Tax	Tax Note

Reconcile (Statement Check)

Enter your bank/statement ending balance for a date. The app will compute your expected balance from your Start Balance + transactions, then show the difference (missing/extra/typo transactions usually show up as a non‑zero difference).

Account

Statement Start

Statement End

Statement Ending Balance

Opening Balance (computed)

—

Income Total (range)

—

Expense Total (range)

—

Net Change (range)

—

Expected Ending Balance

—

Difference (Bank − Expected)

—

Transactions (in statement range)

—

Quick Filter

Search

Date	Type	Category	Payee	Amount	Effect	Running

Tax View (Year Summary)

This does not file taxes. It prepares clean yearly totals you can give to an accountant or tax software. Use Categories Manager to mark categories as Tax-related if you want a clean filtered view.

Year

Filter

Only Tax-related categories Include Income Include Expense

Scope

Search

Income Totals

Category	Subcategory	Total	Tx

Expense Totals

Category	Subcategory	Total	Tx

Monthly Breakdown (Net)

Month	Income	Expense	Net

Bills (recurring)

This is for recurring predictable bills. It helps stop “surprise” spending later.

Bill	Amount	Due Day	Account	Autopay	Notes	Active

Move planning

Month to compare

We compare against this month’s net to see impact.

Summary

—

Item	Kind	Amount	Notes	Active

Grow money (simple plan)

This is not trading. It’s a stable plan: Emergency → Move → Investing deposit (monthly).

Monthly investing deposit (target)

When ready, deposit this amount monthly (track it as an expense category “Investing Deposit”).

Investment account name

This month deposits (Investing Deposit)

—

Rule for real life

Only increase investing deposit after:
1) Eat Out is under control
2) Emergency fund is growing
3) Move costs are planned

Bulk / General Edit

Tip: Export a backup first if you want

Use this to fix typos (like a wrong Category name) in ONE click. This edits ALL matching transactions, then updates dropdowns.

Rename Category

Type

Old Category

Matches: 0

New Category

Rename Subcategory

Type

Category

Old Subcategory

Matches: 0

New Subcategory

Rename Account (updates ALL transactions too)

Old Account

Matches: 0

New Account

Rename Person (updates ALL transactions too)

Old Person

Matches: 0

New Person

Goals

Simple targets that show progress bars on the Overview tab.

No goals yet.

Quick Guide

Simple steps for beginners. You can always come back here anytime.

1) Start here

Go to Start → Import.

If you are learning: click Load Demo.
If you have your own CSV: click Import CSV and pick your file.

2) Add Accounts

Accounts are where money lives: chequing, savings, joint, credit cards.

3) Log daily

Use Daily → Today to add spending / income. Keep notes short (merchant helps).

4) Save your work

This app is offline. Your “Save” is EXPORT → download your updated master CSV.

Golden rule: Import = open your book • Today = write new lines • Export = save your book.

Setup Wizard

A guided path. It does not erase anything automatically — it just helps you start clean.

Choose how you want to start

Pick one. You can always come back and run this Wizard again.

If you already imported your CSV, just continue to the next steps.

Export

Recommended workflow: export “MASTER CSV”, keep it as your main file. Next time you open this page, import that same file again.

File name (optional)

GPT Pack (copy/paste)

Month

Use this to ask GPT budgeting advice without giving your bank login info.

BB-Budget Tool

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